Second Mortgage · Malouf Capital

Unlock Your Equity Without Refinancing

A second mortgage sits behind your existing first mortgage and lets you access the equity in your property without disturbing your current loan. It's the fastest way to raise capital when the bank can't move quickly enough or won't move at all.

What we can arrange

Every solution is matched to your situation and delivered through our Malouf Capital lending and product panel.

Equity release

Access equity in residential, commercial or industrial property you already own.

Business expansion

Fund growth, stock, plant or a new site without renegotiating your first mortgage.

Working capital and cash flow

Bridge a cash-flow gap when invoices are slow and the bank is slower.

Settlement shortfalls

Top up a purchase where the primary lender has come in short.

Caveat loans

Short-dated funding secured by caveat where a second mortgage isn't practical.

Debt consolidation

Consolidate expensive short-term obligations into a single secured facility.

Enquire about Second Mortgage

Send us a few details and one of our specialists will come back to you with the right options — no obligation.

  • Level 13, Citigroup Tower
  • 2 Park Street, Sydney NSW 2000
  • Lending Australia-wide

Submitting this enquiry does not affect your credit score. All loans are secured by Australian real property and subject to credit assessment, security and approval. Malouf Capital lends to business and investment borrowers only.